Best Quotes for Dodge Nitro Insurance in San Antonio

Are you looking for lower-priced Dodge Nitro insurance in San Antonio? No normal person loves paying for auto insurance, especially when they are aware that they could find better rates elsewhere.

Discount Dodge Nitro insuranceAstonishing but true, most auto insurance customers kept buying from the same company for four years or more, and roughly 40% of drivers have never even compared rates from other companies. Most drivers in Texas can save almost 70% each year, but they mistakenly think it’s difficult to compare rates.

Lots of car insurance companies contend for your insurance dollar, and it can be difficult to compare rates to get the lowest price on Dodge Nitro insurance in San Antonio.

You need to quote other rates before your next renewal due to the fact that insurance rates are usually higher with each renewal. Even if you think you had the best rate on Dodge Nitro insurance in San Antonio last year the chances are good that you can find a lower price today. Ignore everything you know about auto insurance because we’re going to demonstrate the things you must know in order to lower your rates without sacrificing coverage.

If you currently have a car insurance policy, you will definitely be able to find the best rates using this strategy. Choosing the most cost-effective auto insurance policy in San Antonio is easy if you know what you’re doing. Nevertheless, Texas vehicle owners can benefit from knowing how the larger insurance companies market insurance on the web and use it to find better rates.

When looking for affordable San Antonio auto insurance quotes, there are a couple ways to get quotes from lots of Texas auto insurance companies. The fastest way to find cheaper rates consists of obtaining rate quotes online.

Comparing rate quotes online is fast and free, and it makes it obsolete to waste gas driving to each insurance agency near you. The ability to get quotes online has reduced the need for local agents unless you want the trained guidance that only a licensed agent can provide. It is possible with some companies compare online quotes but buy from a local insurance agent.

When comparing auto insurance rates, know that comparing all the rates in your area helps improve the odds of finding the best offered rates. Some regional insurers cannot provide online rate quotes, so you need to compare price estimates from those companies as well.

The companies in the list below offer free quotes in San Antonio, TX. If multiple companies are listed, we suggest you visit several of them to get the cheapest price.

Rates and data analysis

The rate table displayed below outlines a range of insurance coverage prices for Dodge Nitro models. Having a better understanding of how insurance policy premiums are figured can help you make informed coverage decisions.


Dodge Nitro Insurance Rates in San Antonio, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Nitro Heat 2WD $260 $448 $444 $26 $132 $1,310 $109
Nitro SE 2WD $260 $448 $444 $26 $132 $1,310 $109
Nitro SE 4WD $298 $448 $444 $26 $132 $1,348 $112
Nitro SXT 2WD $298 $448 $444 $26 $132 $1,348 $112
Nitro Heat 4WD $298 $448 $444 $26 $132 $1,348 $112
Nitro Detonator 2WD $298 $544 $444 $26 $132 $1,444 $120
Nitro SXT 4WD $298 $544 $444 $26 $132 $1,444 $120
Nitro Shock 2WD $298 $544 $444 $26 $132 $1,444 $120
Nitro Detonator 4WD $298 $544 $444 $26 $132 $1,444 $120
Nitro Shock 4WD $336 $544 $444 $26 $132 $1,482 $124
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Prices above based on married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, claim-free, multi-vehicle, homeowner, and multi-policy. Rate information does not factor in specific location information which can lower or raise coverage rates noticeably.

Policy deductible comparison

A question often asked by San Antonio drivers is what deductibles to buy. The rates shown below lay out the price difference between low and high comp and collision deductibles. The first data table uses a $100 deductible for physical damage and the second pricing table uses a $500 deductible.


Dodge Nitro insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Nitro Heat 2WD $286 $486 $430 $26 $128 $1,381 $115
Nitro SE 2WD $286 $486 $430 $26 $128 $1,381 $115
Nitro SE 4WD $328 $486 $430 $26 $128 $1,423 $119
Nitro SXT 2WD $328 $486 $430 $26 $128 $1,423 $119
Nitro Heat 4WD $328 $486 $430 $26 $128 $1,423 $119
Nitro Detonator 2WD $328 $592 $430 $26 $128 $1,529 $127
Nitro SXT 4WD $328 $592 $430 $26 $128 $1,529 $127
Nitro Shock 2WD $328 $592 $430 $26 $128 $1,529 $127
Nitro Detonator 4WD $328 $592 $430 $26 $128 $1,529 $127
Nitro Shock 4WD $370 $592 $430 $26 $128 $1,571 $131
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Dodge Nitro insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Nitro Heat 2WD $208 $328 $430 $26 $128 $1,120 $93
Nitro SE 2WD $208 $328 $430 $26 $128 $1,120 $93
Nitro SE 4WD $240 $328 $430 $26 $128 $1,152 $96
Nitro SXT 2WD $240 $328 $430 $26 $128 $1,152 $96
Nitro Heat 4WD $240 $328 $430 $26 $128 $1,152 $96
Nitro Detonator 2WD $240 $400 $430 $26 $128 $1,224 $102
Nitro SXT 4WD $240 $400 $430 $26 $128 $1,224 $102
Nitro Shock 2WD $240 $400 $430 $26 $128 $1,224 $102
Nitro Detonator 4WD $240 $400 $430 $26 $128 $1,224 $102
Nitro Shock 4WD $270 $400 $430 $26 $128 $1,254 $105
Get Your Own Custom Quote Go

Data based on married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Table data does not factor in specific zip code location which can revise insurance rates noticeably.

Using the premium rates above, we can conclude that using a $100 deductible costs an average of $24 more each month or $288 for a full year than buying the higher $500 deductible. Since you would pay $400 more to file a claim with a $500 deductible as compared to a $100 deductible, if you average at least 17 months between claims, you would come out ahead by selecting a higher deductible.

The information below shows how choosing a deductible and can raise or lower Dodge Nitro insurance premiums for different categories of driver ages. The rate quotes are based on a married female driver, comprehensive and collision coverage, and no discounts are factored in.

Drive safe and save

The chart below illustrates how speeding tickets and accident claims can affect Dodge Nitro auto insurance rates for different age categories. The costs are based on a single female driver, full coverage, $250 deductibles, and no discounts are factored in.

Male drivers versus female drivers

The information below compares Dodge Nitro yearly insurance costs for male and female drivers. Data assumes no accidents, no driving violations, full physical damage coverage, $1,000 deductibles, drivers are single, and no discounts are taken into consideration.

What Impacts Dodge Nitro Insurance Rates?

Lots of things are part of the equation when you get your auto insurance bill. Most are fairly basic like an MVR report, although others are more obscure like where you live or how financially stable you are.

Why auto insurance is not optional

Despite the high cost, maintaining insurance may not be optional for several reasons.

The benefits of buying enough insurance more than offset the price you pay, particularly when you have a large claim. In a recent study of 1,000 drivers, the average customer is wasting up to $700 annually so it’s recommended you shop around each time the policy renews to make sure the price is not too high.