How Much are Auto Insurance Rates for Real Estate Agents in San Antonio?

The words “affordable” and “auto insurance” really shouldn’t be used in the same sentence, in particular when searching for the lowest insurance prices for real estate agents. To help control this cost, let’s take a look at some things that significantly impact auto insurance rates, and find a way to slash the price of your next policy.

Trying to find cheap car insurance is confusing at best, and deciding which company quotes the cheapest car insurance rates for real estate agents will require even more perseverance.

Each insurer has a unique formula for determining prices, so first let’s look at the rankings for the car insurance companies with the overall best prices in San Antonio, TX. It’s important to understand that San Antonio car insurance rates are impacted by many factors which can significantly increase or decrease your annual premium. This price variability is why Texas drivers need to perform a complete rate comparison to get the lowest car insurance rates for real estate agents. Rates are influenced by many things and change substantially, so the cheapest rate the last time you shopped around may now be an over-priced policy.

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What’s the cheapest car insurance in Texas?
Rank Company Cost Per Year
1 Travelers $1,021
2 USAA $1,084
3 Germania Mutual $1,244
4 Texas Farm Bureau $1,247
5 Esurance $1,365
6 California Casualty $1,382
7 State Farm $1,465
8 Mercury $1,521
9 Nationwide $1,538
10 Safe Auto $1,597
11 Allstate $1,701
12 Progressive $1,715
13 Amica $1,757
14 GEICO $2,093
15 Home State $2,155
16 MetLife $2,227
17 Encompass $2,255
18 Unitrin $2,310
19 21st Century $2,494
20 Titan $2,672
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Travelers has some of the lowest car insurance rates in San Antonio at around $1,021 per year. This is $883 less than the average policy premium paid by Texas drivers of $1,904. USAA, Germania Mutual, Texas Farm Bureau, and Esurance also rank well as some of the most economical San Antonio, TX car insurance companies.

As the example above demonstrates, if you have coverage with Texas Farm Bureau and switched to USAA, you could realize yearly savings of upwards of $163. Texas drivers with Esurance could save as much as $281 a year, and California Casualty insureds might reduce rates by $298 a year.

To see if your current coverage is too expensive, click here to start your custom quote or visit any of the companies below.

These premiums are averages across all types of insureds and vehicles and do not factor in a vehicle location for real estate agents. So the car insurance company that can offer the best rates for your situation may not even be in the top 23 companies shown above. That helps illustrate why you need to compare rates from multiple companies using your own individual information.

The type of vehicle you are trying to insure is probably the largest consideration in finding affordable insurance for real estate agents. Vehicles with higher performance characteristics, poor safety ratings, or high incidents of liability claims will cost substantially more to insure than safer models. The table below features auto insurance rates for a number of the more affordable vehicles to buy insurance for.

Cheapest Vehicles to Insure in San Antonio, TX
Vehicle Estimated Cost for Full Coverage
Ford Escape Limited 2WD $1,124
Honda Accord EX-L 4-Dr Sedan $1,192
Ford Explorer XLT 4WD $1,230
Honda CR-V LX 2WD $1,242
Chevrolet Impala LS $1,275
Toyota Tacoma 2WD $1,280
Jeep Grand Cherokee Laredo 2WD $1,299
Chevrolet Malibu LS $1,307
Honda Civic LX 4-Dr Sedan $1,346
Toyota Prius $1,374
Hyundai Sonata GLS 4-Dr Sedan $1,391
Toyota Corolla XRS $1,393
Toyota RAV4 Sport 2WD $1,421
Volkswagen Jetta S 4-Dr Sedan $1,428
Toyota Camry Hybrid $1,485
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Data rating is based on single male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, safe-driver, multi-vehicle, claim-free, and homeowner. Information does not factor in San Antonio, TX location which can raise or lower price quotes significantly.

Based upon the rates shown, you can infer that cars like the Ford Escape, Honda Accord, and Ford Explorer are a few of the most affordable vehicles to insure for realtors.

Illustration showing the impact of accidents and violations

The easiest way to maintain the most affordable car insurance prices in Texas for realtors is to be a safe driver and avoid accidents and keep your driving record clean. The information below illustrates how violations and at-fault fender-benders increase insurance costs for different age groups of insureds. The price estimates are based on a married female driver, full coverage, $1,000 deductibles, and no additional discounts are factored in.

In the previous example, the average cost of an auto insurance policy in Texas per year with a clean driving record and no accidents is $1,628. Receive one speeding ticket and the average cost surges to $1,902, an increase of $275 each year. Then throw in two accidents along with the one speeding ticket and the yearly cost of car insurance for real estate agents goes up to an average of $4,502. That’s an increase of $2,875, or $240 per month, just for not driving responsibly!

Ending up with the highest-rated car insurance provider is difficult considering how many companies are available to choose from in San Antonio. The ranking data listed below may help you select which companies you want to consider purchasing coverage from.

These ratings are only made up of the largest companies in the United States, so companies that have a smaller presence are not included in these rankings. If you wish to compare rates from the most competitive companies in Texas, click this link.

Top 15 Car Insurance Companies for Real Estate Agents in San Antonio, TX
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
Mercury Insurance 97 96 88 89% A+ 93.4
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
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Data Source: Best Car Insurance Companies

Why you should be comparing rates

San Antonio car insurance rates are influenced by many factors which can significantly increase or decrease the cost of a policy. Improving your credit rating, buying higher coverage limits, or getting a driving violation may prompt premium changes that can now make some companies more affordable than others. Not only that, but insurance companies file new Texas auto insurance rates as often as every quarter to reflect underwriting profits or losses. An extended period of higher than normal claims can cause high rates, while lower claim expenses may produce cheaper San Antonio car insurance rates.

For example, the data below shows which companies have the cheapest car insurance in San Antonio, TX for a 40-year-old male driver with no accidents, a clean driving record, and great credit. If we estimate rates based on his personal risk profile, Travelers might offer the lowest car insurance rates in San Antonio at $1,229 a year. This is $675 less than the average rate paid by Texas drivers of $1,904. USAA, Texas Farm Bureau, Germania Mutual, and Esurance are also on the list of the cheapest San Antonio, TX auto insurance companies.

The next chart shows rates after we give the driver from the above example a claim surcharge, slightly worse credit, and a blemish on his driving record. Due to the fact that each insurance company has a proprietary formula for establishing rates, getting updated rate quotes may result in a substantially altered list of affordable companies as shown below.

State Farm now has the lowest price on auto insurance in San Antonio with Mercury, USAA, Nationwide, and Safe Auto now rounding out the top five. This example proves why San Antonio drivers need to do a thorough rate comparison to get affordable auto insurance rates for real estate agents.

Car insurance prices are influenced by many factors and change dramatically, so the cheapest company the last time you checked may now cost much more than other companies.

The agents listed below can most likely help you determine which policy is best, as some drivers wish to have a consultation when shopping around for cheaper insurance for realtors. It can be complicated to find the best policy on your own, and getting professional guidance from a licensed agent can provide comfort knowing your policy gives you suitable coverage if you have an accident. To locate a San Antonio insurance agent nearest to you, click the button after the list or click here to compare prices now.

More insurance agents in San Antonio, TX

How to find economical insurance for real estate agents

Below you’ll find some of the better thrifty solutions that can help drivers get cheaper car insurance.

That last piece of advice is remarkably valuable, as was pointed out in this write-up. Prices charged by companies in San Antonio go up and down frequently, so don’t be afraid to buy from a different company if a cheaper price is available.

Being loyal to a particular company is commendable, but it’s not a great idea if that inflexibility results in costing you big bucks every year. Take a few minutes and compare prices to find cheaper car insurance for real estate agents.